Illinois S-Corp vs LLC Tax Calculator 2026

Illinois has a flat income tax rate of 5.0%, which applies to both LLC and S-Corp income equally. Use this calculator to compare your total tax as an LLC/sole proprietor vs an S-Corporation in Illinois.

Your Business Income

$

Gross 1099 income minus business expenses

Illinois (IL) Change →
$

Payroll, filing, legal (~$1,500–$3,000/yr)

S-Corp Salary Level

The IRS requires a "reasonable salary" — typically 40–60% of net income.

Salary: $50,000 Distribution: $50,000
0% 50% salary 100%

Side-by-Side Comparison — Illinois

Annual Tax Savings with S-Corp

$0

LLC / Sole Prop S-Corporation
Net Income $0 $0
Salary / SE Earnings $0 $0
Distributions N/A $0
SE / Payroll Tax $0 $0
Federal Income Tax $0 $0
Illinois State Tax $0 $0
S-Corp Compliance Costs $0 $0
Total Cost (Tax + Fees) $0 $0
Take-Home Pay $0 $0

Breakeven Analysis

S-Corp vs LLC in Illinois

When comparing S-Corp vs LLC in Illinois, the key tax savings come from reduced self-employment/payroll taxes at the federal level. Illinois state income tax (illinois has a flat income tax rate of 5.0%, which applies to both llc and s-corp income equally.) applies equally to both entity types — it doesn't change based on whether you're an LLC or S-Corp, since both are pass-through entities for state tax purposes.

State note: Illinois has a flat income tax rate with a personal exemption.

How S-Corp Saves You Money

As an LLC/sole prop, you pay 15.3% self-employment tax on all net earnings (up to the $176,100 Social Security wage base for 2026). With an S-Corp, you only pay payroll taxes on your salary — distributions are exempt from payroll/SE tax. The lower your salary (within "reasonable" limits), the more you save. But the IRS requires salaries to be reasonable for your role, industry, and location.

Illinois Tax Quick Facts

Income Tax
Yes
Tax Type
flat
Rate
4.95%
SS Wage Base
$176,100