Minnesota Self-Employment Tax Calculator 2026
Minnesota has a graduated income tax with rates ranging from 5.3% to 9.8%. Use this calculator to estimate your total tax liability including federal self-employment tax, federal income tax, and Minnesota state income tax.
Your 2026 Tax Estimate — Minnesota
Total Tax
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Take Home
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Effective Rate
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Quarterly Payment
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Tax Breakdown
Quarterly Estimated Tax Schedule
Self-Employment Tax in Minnesota (MN)
If you're self-employed in Minnesota, you'll pay three types of tax on your 1099 income: federal self-employment tax (15.3%), federal income tax (10-37% depending on your bracket), and Minnesota state income tax. Minnesota has a graduated income tax with rates ranging from 5.3% to 9.8%.
Important note: Minnesota has one of the higher top marginal rates at 9.85%.
Minnesota Income Tax Brackets (2026)
| Income Range | Tax Rate |
|---|---|
| $0 – $31,690 | 5.35% |
| $31,690 – $104,090 | 6.80% |
| $104,090 – $193,240 | 7.85% |
| Over $193,240 | 9.85% |
How Self-Employment Tax Works
The federal self-employment tax rate is 15.3% — covering both Social Security (12.4%) and Medicare (2.9%). This is calculated on 92.35% of your net self-employment earnings. For 2026, Social Security tax applies to earnings up to $176,100. You can deduct half of your SE tax when calculating your federal income tax, which reduces your overall tax burden.
Other States
No Income Tax States
Minnesota Tax Quick Facts
- Income Tax
- Yes
- Tax Type
- graduated
- Top Rate
- 9.85%
- Federal SE Tax
- 15.3%